The Business Models of the Local Banks: Different Ways

ENGLISH PRACTICE - For her Bachelor thesis Beatrice Boi analysed the business models of the local banks Sparkasse, Volksbank and Raiffeisen as well as their securitization processes. For the thesis Boi was awarded by the Institute for Economic Research of the Chamber of commerce of Bolzano (IRE). Here’s a summary of the work.

von Südtiroler Wirtschaftszeitung

27. Mai 2022

in Geld, Sprachen

Lesezeit: 5 mins read

From the data collected it seems that for Sparkasse and Volksbank, securitisation of performing loans is a well-structured business (Photo: Südtiroler Sparkasse)

Bolzano – My Bachelor thesis analyses the dimensions and characteristics of securitization in the local banks of South Tyrol. To conduct the research, data from three local banks, Sparkasse, Volksbank, and Raiffeisen Landesbank – Cassa Centrale Raiffeisen dell’Alto Adige, were considered over the period 2011–2020. Specifically, I analysed the banks’ business model as well as the securitization pro...